KW vs. LPT Realty: What a New Agent Actually Nets on 2 Deals in 6 Months

KW VS LPT: Same production. Same timeline. Different net.
Scenario: 2 closings in the first 6 months, $10,000 GCI each.
KW net: $9,421 (fees: $10,579)  |  LPT net: $18,110 (fees: $1,890)
Difference: LPT +$8,689 on the same two deals.

Why This Comparison Matters

Early in your career, every dollar you keep fuels leads, marketing, and momentum. Understanding the true cost of a brokerage—not just the headline split—helps you protect your first checks from monthly overhead, royalty, coaching splits, and per-file fees.

The Scenario We Modeled

• Timeframe: First 6 months as a new agent
• Production: 2 closed transactions
• GCI per closing: $10,000
• Copy/print fees: Excluded for simplicity

Note: Fees and programs vary by market center and plan. Always confirm your Independent Contractor Agreement (ICA).

Keller Williams: Line-Item Walkthrough

6-Month Overhead

• $195 to join the Market Center
• $99/month × 6 = $594

Per Closing at $10,000 GCI

• 70/30 split = $3,000
• 6% royalty = $600 (cap $3,000; not hit here)
• Mandatory coaching fee = 10% = $1,000 (until 3 closings in prior 12 months)
• Transaction fee = $295

KW Results

• Closing #1: Total paid to KW: $4,895 → Agent net: $5,105
• Closing #2: Total paid to KW: $4,895 → Agent net: $5,105
• Totals (2 deals, 6 months): Sign-up $195 + Monthly $594 + Per-deal $9,790 = $10,579 fees
• KW Agent Net (2 deals): $9,421

LPT Realty: Line-Item Walkthrough

Annual & Per-Deal

• $500 annual fee (collected from first closing each year)
• $500 per-deal split (cap $5,000)
• $195 transaction fee per file
• No monthly fees, No royalty, No forced coaching split

LPT Results

• Closing #1: Total paid: $1,195 → Agent net: $8,805
• Closing #2: Total paid: $695 → Agent net: $9,305
• Totals (2 deals, 6 months): $1,890 fees
• LPT Agent Net (2 deals): $18,110

Side-by-Side: What Hits Your Bank

What’s Driving the Gap?

1. Monthly overhead: KW’s $99/mo adds immediate drag ($594 in 6 months). LPT has no monthly fees.
2. Royalty & coaching: KW layers 6% royalty and 10% coaching on top of the 70/30. LPT has no royalty and no forced coaching split.
3. Simplicity: LPT’s flat $500 per deal + $195 TC is easy to forecast, with a $5,000 cap on the per-deal split.

Get Your Custom Breakdown

We’ll run your exact ICA against the same 6-month, 2-deal baseline (or your real pipeline) and send a clear spreadsheet + graphic.

• • Comment: “BREAKDOWN” or DM “LPT”
  • Book a quick call: Book Here

FAQs

Do these numbers include taxes or marketing costs?

No—this is strictly a brokerage fee comparison to isolate how each model impacts net.

What if I cap at KW?

Great—run your actual pipeline. If you cap quickly, your story changes. We’ll model your production curve so you can compare reality to reality.

Does LPT have additional fees?

This model uses LPT’s standard plan: $500 annual, $500 per deal, $195 TC, no monthly, no royalty. Programs can vary—review your ICA.

What about copy/print charges?

Some offices charge per page. We excluded them here to focus on the big levers.

Compliance & Disclaimer

Nothing herein is tax, legal, or financial advice. Fees, splits, and programs vary by market center and plan. Always review your Independent Contractor Agreement (ICA) and confirm current fees before making decisions.